We’re proud to share our 2024 Impact Report, Courageous Financing. Our new report shows how we have worked to deliver to communities across the country what matters most: capital, opportunity, and real partnership. Working alongside incredible collaborators, we have been able to strengthen housing, expand access to clean energy, support local food systems, and grow small business ecosystems.
Courageous Financing is more than a theme – it’s a mindset. It means supporting solutions that don’t always fit the mold. It means listening deeply, balancing risk with purpose, and investing in communities that others often overlook.
The stories in this report highlight not only what we’ve done, but how we’ve done it: through deep partnership, bold experimentation, and a belief that progress requires persistence. We know the communities we serve can’t wait for perfect conditions. That’s why we move with urgency and humility – knowing that each investment we make carries the weight of real people, real dreams, and real impact.
Despite recent policy changes and economic uncertainty, we remain committed to increasing our impact. Our work is more important than ever, and growing community needs are challenging all of us to think differently—and courageously—about how we pursue our missions.
We’re uniting with partners across sectors and geographies to learn, innovate, and amplify our collective message: Our vision for economic opportunity and prosperous communities has not changed. We’re undeterred; we’re prepared to adapt, lead, and demonstrate our impact and continued value.
At Locus, we continue to evolve by clarifying our strategy, refining our policies and tools, and investing in the kinds of partnerships that position us to lead with confidence and determination.
Our successes over the last year were possible thanks to the steady hands of our team and the support of our partners. Through organizational growth and broader sector-wide shifts, we have remained focused on delivering results and building trust.
We are building not only for this moment, but for the future – designing finance solutions and partnerships that are bold and responsive to what communities truly need.
The work ahead is big, but so is our resolve. Now more than ever, our communities need investment – not just of capital, but of collaboration, creativity, and commitment. Locus is ready.
We hope you’ll read our report, share it, and continue partnering with us.