Our Solutions
We’re Supporting
Main Street
We partner to advance projects focused on growth and expansion, especially for economically excluded small business owners and nonprofit leaders.
Our Loan Products
Small Businesses and Nonprofits Drive Community Impact
As community lenders who believe in equitable access to capital, we provide a variety of flexible financing options, including:
- Business acquisition
- Debt refinancing
- Equipment financing
- Owner-occupied real estate
- Working capital lines of credit
Our Approach
Building the
Ecosystem
Lending is not the only way we support the small businesses and nonprofits that are strengthening the communities they serve.
Our Community & Sector Partnerships team is working with rural and urban towns, counties, and cities in Virginia to increase place-based resources for our Main Streets and mission-driven community partners. Locus is also expanding the way it uses guarantees to empower intermediaries focused on economic growth.
Learn more about community consulting and innovation